Photo courtesy Flickr user California National Guard
After the smoke has cleared on the devastating fires in the Napa and Sonoma/Northern California wine country, residents are presented with the task of sifting through the ash and debris to find out what might be lost and what might be saved in the aftermath of these deadly fires. In addition to the residential destruction, many businesses suffered a great deal of damage. You may be wondering what is going to happen to the wineries damaged or destroyed in these fires. Were they protected by insurance? How does winery insurance even work?
In the big picture sense, there are two types of insurance available for wineries: crop insurance, and winery insurance.
Grape/Crop Insurance…
Winery insurance…
Outlooks for wineries damaged in the Northern California wine country…
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NOTE: This article is not intended to be legal advice in any way. If you are a winery/winegrower looking to get some insurance, please see your local insurance agent for a plan that’s right for you.
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